Ready for the ring?
You’ve found your person—now you want to find the engagement ring they’ll never want to take off.
Shopping for an engagement ring at Richter & Phillips feels more like catching up with a good friend than a formal appointment. It’s thoughtful, relaxed, and centered around what matters most to you. We’ll begin with three simple steps to help you get started:
Initial Consultation
Every experience is different, but your first visit is really just a conversation—your Diamond Specialist gets to know you and your partner, your style, and what you're thinking for diamonds, ring styles, and budget.
Setting Style
This is where it gets fun. Rings come out of the case, you try on styles you've been eyeing, and some you never even thought you'd like. Bring your partner. Ask all the questions. Our diamond specialists know every detail worth knowing and they'll share all of it with you.
Discovering diamonds
Here's where most people are surprised—in the best way.
Diamond education is one of the most meaningful parts of the ring-building process, and it's where your Diamond Specialist earns their name. They'll walk you through cut, color, and clarity until the language feels natural, so you leave knowing exactly what you're choosing and why.
Our Graduate Gemologists handpick every stone we carry—the Midwest's largest loose diamond selection—because a diamond that will carry your life's story is one worth choosing carefully.
You're not just browsing inventory here. You're discovering something special that will last more than a lifetime. And it's our favorite part.
telling your story
You’ve found your person.
Your ring should feel just as certain.
Sit down with us on Main Street & tell us your story. What you love. What you’re unsure about. What you’ve been picturing all along.
We’ll guide you honestly through every step, helping you create a ring that feels unmistakably yours. With over 130 years of experience behind us, we know this isn’t just jewelry.
It’s personal to you. So it’s personal to us, too.
But don’t just take it from us...
Our Commitment to You
We’re not just about stunning rings, we’re here to create lasting connections.
That’s why we back our engagement rings with lifetime guarantees, reflecting the enduring relationships we're building with you.
Our Guarantees
With your engagement ring comes our lifetime guarantees—our promise to care for your piece as much as you do.
- FREE Ring Sizing
One-time ring sizing up or down 1 size to the original purchaser
- FREE Appraisal with purchase
- FREE Lifetime Cleaning / Steaming
- FREE Inspections
- FREE Annual Rhodium Finish
Free once per year
12 Months Complimentary All-Risk Ring Insurance
Richter & Phillips will pay the premium to insure your purchase for the first 12 months. This policy covers any damage or loss of your diamond as well as theft or loss of the entire ring, up to $10,000.
Lifetime Diamond Upgrades
Buy your natural diamond with confidence, knowing you can upgrade it anytime after nine months with our Lifetime Diamond Upgrade Guarantee. To upgrade, simply trade in your original natural diamond, and we will give you full credit toward another natural diamond that costs at least *150% of the original price. This guarantee ensures your jewelry preferences adapt as your tastes or circumstances change, offering you everlasting upgrade options.
*For example, if your original natural diamond costs $1,000, your new natural diamond must cost $1,500 or more. This offer applies only to natural diamond center stones, single diamond stud earrings, or solitaire pendants.
The Perfect Setting
And your engagement ring should begin the same way—with intention. Explore the Midwest’s largest engagement ring collections, from timeless solitaires to modern three-stone designs. Our website offers only a glimpse. Visit our downtown Cincinnati showroom to experience the full collection in person.
CINCINNATI'S BEST
DIAMONDS ARE OUR SPECIALITY
At Richter & Phillips, we believe your engagement ring should tell your love story –starting with the perfect diamond. That’s why we offer the largest selection of diamonds in the Midwest, sourced from the world’s most trusted partners and paired with an exquisite range of engagement ring designs.
With the guidance of our knowledgeable diamond specialists, you’ll enjoy a seamless, personalized experience as you discover the diamond and engagement ring setting that capture your forever.
the perfect
LATE NIGHT DATE NIGHT
Open late every Thursday until 8 PM
If you’re starting to explore engagement rings, our Thursday evening late hours offer a special opportunity to slow down and enjoy the process. It’s the perfect time to try on engagement rings, chat with our specialists, and get all your diamond questions answered—bubbly in hand.
It's our favorite shift of the week, honestly
Design your dream engagement ring
Explore the possibilities with Richter & Phillips Jewelers’ 3D Ring Designer tool. Create different custom ring combinations of each beautiful detail and watch your design magically transform into the engagement ring or wedding ring of your dreams.
Richter brides
share your story
Share the story of your engagement with our team, it's why we do what we do!
Engagement Ring FAQs
We recommend purchasing your engagement ring at least 2–3 months before your planned proposal. This timeframe allows for any necessary customizations and ensures you are prepared for the perfect moment. For more details, register for our free Ultimate Engagement Ring Guide or contact us for more information today.
Yes, we have several payment options available. We accept the following credit cards: Visa, MasterCard, American Express, and Discover.
We also offer special financing options for qualified buyers through Wells Fargo, subject to approval with the Wells Fargo Jewelry Advantage® Credit Card. Additionally, we offer a one-year, interest-free layaway plan.
For more information, visit our payment options page or contact us today.
Yes, the three most common ways to shop for an engagement ring include shopping solo, as a couple, or having a friend or relative join to help make the decisions.
Today, it is most common for couples to start their ring journey together, exploring engagement ring setting styles and diamonds. Then, they either make the decision together or one of the individuals comes back and completes the process on their own, keeping the final design (and proposal moment) a surprise.
Our Ultimate Engagement Ring Guide is a great resource for determining how to start your engagement ring journey. In it, you'll find answers to common questions about the engagement ring process, and the guide includes some worksheets that help you and your partner understand what will make this moment the most magical.
Absolutely! Custom engagement ring design is our expertise. About 85% of the rings that leave our store have been customized in some fashion. Check out our 3D Engagement Ring Designer to start exploring engagement ring silhouettes and submit an inquiry to get started with one of our Custom Design Specialists.
To care for your engagement ring, we offer complimentary ring sizing, free annual rhodium finish, and lifetime diamond upgrades for your natural diamond. We also insure your ring for the first 12 months and include a complimentary appraisal.
Your engagement ring is meant to last a lifetime, so visit us any time for a free cleaning, steaming, and inspection (checking for loose prongs, stones, etc.). We're always here to ensure your special piece remains as beautiful as the day you said "YES!"
For more information about our services after the purchase of your ring, visit our Guarantees page and register for our free Ultimate Engagement Ring Guide.
We offer a range of exclusive benefits*, including:
- FREE 12-Month All Risk Engagement Ring Insurance
- FREE Appraisal with Purchase
- FREE Ring Sizing
- FREE Annual Rhodium Finish on Engagement Rings
- FREE Anytime Jewelry Inspection
- FREE Jewelry Cleaning & Steaming, every day
- Special Financing Options
- Lifetime Diamond Upgrades*
- *For example, if your original natural diamond costs $1,000, your new natural diamond must cost $1,500 or more. This offer applies only to natural diamond center stones, single diamond stud earrings, or solitaire pendants.
We also provide a 15-Day Money-Back Guarantee, allowing you time to ensure your purchase is the perfect fit. Additionally, our Price Protection Guarantee ensures that if you find an identical diamond with the same certification at a lower price anywhere in the U.S. within 90 days of your purchase, we will not only match the price but also give you an extra 5% of the difference.
Our lifetime diamond upgrade program ensures your jewelry preferences adapt as your tastes or circumstances change, offering you everlasting upgrade options.
When you choose a special item from us, we're committed to maintaining its integrity for as long as you cherish it—essentially, for a lifetime. That's why our guarantees are designed to last just as long, ensuring your piece remains as flawless as the day you received it.
*For more information, visit our Guarantees page or contact us today.
We don’t sell engagement rings directly through our website, and that’s on purpose. Finding the ring is a big deal; we believe it deserves a more personal touch.
We’re all about hands-on guidance, working one-on-one with you to make sure every detail feels right. With the Midwest’s largest in-house diamond selection, we always recommend seeing stones in person when you can—nothing beats experiencing that sparkle up close.
That said, if you're shopping from afar, we’ve got you. Our team has tons of experience creating custom, curated ring experiences remotely. Virtual appointments are available, and we’ll make sure you feel just as confident and cared for as if you were here in-store.
Let us know how you’d like to connect—we’re here to make it easy. For more information, contact us today.